Property Investment

Preparing To Sell Your Home 4 Key Steps

Submitted by: Marcus Brooks

It’s not something people do very often but there’s no doubt it can easily rank as one of the most profitable or most expensive tasks we ever have.

People typically move house 2 or 3 times during their life, so we’re not expected to be very experienced in preparing our houses to be sold. However a little advice goes a long way here, because that bit of extra effort in the right area can quite literally mean substantial amounts of extra cash in your bank account. First impressions count highly when buying houses and if your home creates a favourable mark, you are more likely to sell it quickly and you’ll probably get a higher price too. Don’t give your prospective buyers any excuse not to buy or to knock you down on price.

We’re not talking about a fresh vase of flowers here or some fresh coffee brewing. Those things don’t cut it anymore and people’s expectations are much higher these days. You need to look at some more fundamental changes which may not be easy to achieve but can be well worth it. Broadly speaking the tasks fall into 4 main areas.

[youtube]http://www.youtube.com/watch?v=PklYH-697-o[/youtube]

Clearing out clutter, repairing, redecorating and cleaning. Before you start any of this you need a clear plan, a budget, some help from friends possibly and some time set aside.

Let s start with clutter. If you’ve lived in your house for more than a few years, then you have probably built up a healthy volume of possessions and goods that are filling every cupboard, wardrobe and spare room. Now is the perfect time to have a good clear out and you need to be ruthless. By all means pack things away and put them out of sight in the loft or even in temporary storage, but you could be

creating a problem further down the line when you move into your new house. Make some hard decisions about possessions you can now live without – if they have any value then consider selling them, giving them away to friends or donating them to a local charity store. If it looks like you’ll need to dispose of lots of stuff then you may choose to hire a skip to make things easier. Don’t forget to clear out your loft and your garage if you have one at the same time.

Next you should fix or repair anything that needs attention. Buyers will expect all the basics of your home to be in good working order and if the property looks as if it has been well-maintained, then people will feel more comfortable about making an offer for your property. For specialist tasks like plumbing or electricals make sure you get expert assistance.

It may seem odd to start redecorating your home when you are just about to move out, but if some of your rooms are looking a little tired or dated, then this task can make a huge difference. Ask some friends to be brutally honest about what they think of your house and which rooms could do with a fresh lick of paint. It’s easy not to notice these things when you are living there. Choose neutral colors when repainting as you want to appeal to as many people as possible. Your prospective buyers may be young or old, families or single people – try not to alienate anyone.

The big push towards a successful sale ends with a thoroughly good clean. A spring clean like you’ve never done before! Get your carpets and furniture cleaned at the same time to remove any musty smells.

So you’re nearly there – all that remains is to make sure you (and your family) keep the house looking great all the way through the sales process. With a little luck all your efforts will be repaid with a quick and profitable sale, making your move into a new home less stressful and much more enjoyable.

About the Author: Marcus Brooks is a writer and publisher of home improvement and property advice. His advice and time saving tips cover a wide range of subjects. His latest initiative on

skip hire

can be found at www.skiphiredirect.co.uk

Source:

isnare.com

Permanent Link:

isnare.com/?aid=103775&ca=Real+Estate

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New Jersey to consider bikini waxing ban

Friday, March 20, 2009

New Jersey is considering a state-wide ban on Brazilian waxes, the removal of hair from the bikini area.

Although genital waxing has never really been allowed in the state, the New Jersey Board of Cosmetology and Hairstyling plans to propose a ban with more specific legal wording, in response to two women who reported being injured during a wax. The board will consider the proposal at their next meeting on April 14.

If the measure passes, New Jersey may become the only US state to ban the practice outright.

Although millions of Americans engage in bikini waxes, which generally cost between $50 and $60 per session, the practice comes with risks. Skin care experts say the hot wax can irritate delicate skin in the bikini area, and result in infections, ingrown hairs and rashes.

Waxing on the face, neck, abdomen, legs and arms would continue to be permitted in the state under the proposed ban. Although New Jersey statutes have always banned bikini waxing, the laws were unclear and seldom enforced.

As a result, many salons from around the state have offered bikini waxing for years. Many salon owners spoke out against the proposed ban, which they said would severely damage their business.

“I really don’t know if the state can stop it at this point,” said Valentia Chistova, owner of the Monmouth County salon Brazil. “I know a lot of women who are really hooked.”

 This story has updates See New Jersey backpedals on proposed bikini waxing ban 
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Ties found between Abu Ghraib prison abuse and Guantanamo Bay

Thursday, July 28, 2005

In testimony at a military hearing yesterday on abuses at the U.S. prison camp in Iraq, the former warden of Abu Ghraib, Maj. David Dinenna, said he attended in September 2003 a meeting with Maj. Gen. Geoffrey D. Miller, who was then commander of the Guantanamo Bay prison camp. Maj. Dinenna said Gen. Miller recommended using dogs, because of their effectiveness.

Two dog handler soldiers at Abu Ghraib stand accused in the hearing. Sgt. Santos A. Cardona, 31, and Sgt. Michael J. Smith, 24, are alleged to have used the dogs to threaten and intimidate prisoners. During the defendants’ testimony on Tuesday, they said the interrogation techniques used by them on prisoners was learned from a team of interrogators that was dispatched to Iraq from the Guantanamo Bay military base in Cuba.

The Article 32 military court proceeding, which concluded Wednesday in Fort Meade, Maryland, is a preliminary hearing to hear prosecution and defense arguments in the case. The Prosecution is seeking a court-martial with claims that the defendants acted criminally. The Defense contends the soldiers were following orders, and that the charges should be dropped.

The investigating officer of the military court, Maj. Glenn Simpkins, has two weeks to weigh the evidence that was presented. Some or all charges could be dropped, but if some charges stand, he will make a recommendation on how Sgts. Cardona and Smith should be dealt with when it goes to trial.

The two accused said in yesterday’s testimony that Col. Thomas M. Pappas, the top military intelligence officer at Abu Ghraib, approved the use of the dogs. Testimony was also heard from Pvt. Ivan L. “Chip” Frederick, now serving an 8-year sentence in Fort Leavenworth for his role as ringleader in the abuse, who testified by phone from prison that approval was given to use the dogs, and that a civilian interrogator was also sometimes involved in directing which prisoner cells were to be visited by dog handlers.

In addition to the use of dogs, aggressive interrogation techniques such as clothing removal and sleep deprivation were also part of the series of abuses. Staff Sgt. James Vincent Lucas previously had told Army investigators in Guantanamo that he left Cuba in 2003 to go to Iraq where he, as a member of a 6-man team, taught the “lessons learned” at Guantanamo, and served to “provide guidelines” to interrogators at Abu Ghraib.

Legislation sponsored by several Senate Republicans seeks to specifically regulate the treatment of prisoners at Guantanamo and other military prisons. A co-sponsor of the bill, Lindsey Graham (RSC), recently released declassified internal memos dating from 2003 and written by top military lawyers. They warned the Pentagon about the aggressive tactics at Guantanamo. The memos noted it would heighten the dangers for U.S. troops caught by the enemy.

Army charge sheets accuse Cardona and Smith with maltreating detainees from November 15, 2003, to January 15, 2004 by “directing, encouraging, or permitting [their] unmuzzled military working dog[s] to bark and growl at detainees in order to unlawfully harass and threaten the detainees and in order to make the detainees urinate or defecate on themselves.”

Cardona, of Fullerton, with the 42nd Military Police Detachment in Ft. Bragg, N.C., was charged with nine counts. Smith, of Fort Lauderdale, Fla., with the 523rd Military Police Detachment in Ft. Riley, Kan., was charged with 14 counts.

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Space Shuttle Discovery launches on final mission

Friday, February 25, 2011

At 4:53 p.m. (EDT), Space Shuttle Discovery took off from the Kennedy Space Center in Florida on its final mission, STS-133. Its mission is to deliver and install onto the International Space Station (ISS), the Permanent Multipurpose Module Leonardo, the ExPRESS Logistics Carrier-4 and provide critical spare components for the station. Six astronauts, Steve Lindsey, Eric Boe, Alvin Drew, Nicole Stott, Michael Barratt, and Steve Bowen, are participating in the mission. The shuttle is also carrying Robonaut2, the first dexterous humanoid robot to be in space. Although its first priority will be to test its operation in microgravity, upgrades could eventually allow it to fulfill its ultimate purpose of becoming an astronaut helper on boring or dangerous tasks.

The launch of Discovery, which was supposed to occur at 4:50 p.m., was delayed for three minutes due to a technical problem in the shuttle’s command system and a chipped heat shield tile near the crew hatch which needed to be patched. The launch was also repeatedly postponed since November 1 due to various technical problems with the shuttle’s systems and a hydrogen leak in the fuel tank along with cracks and bad weather. A small piece of foam broke off during the launch but NASA has reported that it is unlikely to cause problems.

Discovery and the crew of STS-133 are scheduled to spend about two weeks in space and aboard the ISS, logging 4.5 million additional miles of flight.

The launch comes just hours after an unmanned automated European cargo spacecraft, ATV-2, docked with the orbiting outpost to deliver supplies and equipment to the crew.

STS-133 is scheduled to be the final mission of Discovery, with its first being STS-41-D in 1984. Discovery flew 39 flights in its operational history, including the current mission, delivering several payloads to space including the Hubble Space Telescope and visiting two different space stations: Mir and the ISS. STS-133 is the 133rd shuttle mission and the 35th mission to the ISS. Discovery is the oldest surviving shuttle, and has flown more missions than any other shuttle. It was also the first shuttle to fly after the Challenger disaster and was the first shuttle to fly after the Space Shuttle Columbia disaster. Later, Discovery became the first shuttle to fly a Russian cosmonaut.

After the current mission, there will be at most two remaining shuttle flights. Endeavor has one more mission remaining, and if an emergency rescue is needed or more funding is secured, Atlantis will also fly once more before the entire fleet is retired.

“The shuttle has provided an amazing capacity for this country to gather data. I think we’re still sorting through a lot of it, trying to figure out what all we’ve learned from it. This chapter in our space history known as the space shuttle has been incredible,” said Bryan Lunney, lead space shuttle flight director for the mission.

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High Court of Australia dismisses appeal against conviction, compulsory voting

Wednesday, April 17, 2013

Last Friday, following over two years of lawsuit over failure to participate in general election, Anders Holmdahl attended a High Full Court of Australia hearing with an audio-link from Canberra to Adelaide, South Australia, claiming voting is a right, not a duty, citing the Australian constitution. However the Justices dismissed the application for leave to appeal against conviction, ruling it had “no prospect of success” over a point that the Commonwealth Electoral Act was enacted within power.

Anders Holmdahl was represented by Kevin Borick, QC, the president of the Australian Criminal Lawyers Association, throughout the process.

Anders Holmdahl cited “fundamental distinction” between the words vote, which he defined as “exercise of free will”; right, “something you are privileged to be granted”; and duty, “something you are required to do”. After a 20-minute discourse with the lawyer representing the applicant, Justice Kenneth Hayne said, “An appeal to this Court would enjoy no prospect of success. Special leave to appeal is refused.” and adjourned the Court. Justices Stephen Gageler, Patrick Keane were also present at the hearing and participated in the verbal discourse, also enquiring the lawyer about their reasoning but not specifying reasons other than what Hayne J said. Wikinews contacted both Anders Holmdahl and the High Court and confirmed there was no other documentation of reasons behind the judgment.

The standard High Court procedures involve hearing each matter by a single Justice and only escalating it after a special leave to appeal is granted. The current case had been irregular, as the matter had been escalated to the Full Court (three Justices) directly.

The appeal also had exhausted lower means of appeal before being lodged in High Court; the Supreme Court of South Australia had dismissed it on September 24, 2012. It cited that the Australian Constitution allows each state to enact their own election laws, and the Federal Parliament has the power to make laws “with respect to … matters in respect of which this Constitution makes provision until the Parliament otherwise provides”. The Court concluded that the Commonwealth Electoral Act was legislation enacted within power.

Prior to escalation to the Supreme Full Court of South Australia, in May 2012, a single Justice Gray had forwarded the matter for consideration of Full Court (three Judges) at his discretion. This happened several months after a Magistrate had recorded the conviction following a trial in February 2012. Anders Holmdahl originally pleaded not guilty during his first Magistrates court appearance in December 2011 regarding the August 21, 2010 election.

The electoral system of Australia requires all citizens to enroll. Then they must vote at each general election — election of members of the House of Representatives and Senate of the Parliament of Australia. At the time of the election, Anders Holmdahl was enrolled as an elector on the Commonwealth Electoral Roll for the Division of Hindmarsh.

The High Full Court hearing was a last instance of appeal with further escalation only possible at international level. Anders Holmdahl had decided to take the case before the United Nations Human Rights Council.

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Commonwealth Bank of Australia CEO apologies for financial planning scandal

Thursday, July 3, 2014

Ian Narev, the CEO of the Commonwealth Bank of Australia, this morning “unreservedly” apologised to clients who lost money in a scandal involving the bank’s financial planning services arm.

Last week, a Senate enquiry found financial advisers from the Commonwealth Bank had made high-risk investments of clients’ money without the clients’ permission, resulting in hundreds of millions of dollars lost. The Senate enquiry called for a Royal Commission into the bank, and the Australian Securities and Investments Commission (ASIC).

Mr Narev stated the bank’s performance in providing financial advice was “unacceptable”, and the bank was launching a scheme to compensate clients who lost money due to the planners’ actions.

In a statement Mr Narev said, “Poor advice provided by some of our advisers between 2003 and 2012 caused financial loss and distress and I am truly sorry for that. […] There have been changes in management, structure and culture. We have also invested in new systems, implemented new processes, enhanced adviser supervision and improved training.”

An investigation by Fairfax Media instigated the Senate inquiry into the Commonwealth Bank’s financial planning division and ASIC.

Whistleblower Jeff Morris, who reported the misconduct of the bank to ASIC six years ago, said in an article for The Sydney Morning Herald that neither the bank nor ASIC should be in control of the compensation program.

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Polish Wikinews reaches 9,000 articles

This article mentions the Wikimedia Foundation, one of its projects, or people related to it. Wikinews is a project of the Wikimedia Foundation.

Tuesday, December 30, 2008

The Polish edition of Wikinews yesterday at 1:23 PM published its 9000th article, containing information about discovering an unknown poem by Tetmajer. The author of the news item was Yves6.

Wikinews is developed in 27 language editions, with the English edition publishing the biggest number of stories. The Polish language edition occupies the 2nd position and contains 800 articles more than the German edition.

Polish Wikinews started out on February 19th 2005 and has 2302 registered users now, out of which 40 are active editors (users active in the last 30 days). 16 sysops take care of the site’s housekeeping.

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Gas prices in the U.S. fall below $2 a gallon

Friday, November 21, 2008

For the first time in nearly four years, the national average for a gallon of gasoline in the United States has fallen below $2. The American Automobile Association (AAA) reports local, state, and national averages daily, and Friday’s findings show that the national average for a gallon of unleaded gasoline is now at $1.989 cents, free-falling from the record high of $4.114 a gallon reached on July 17. Friday also marks the 64th straight day in which retail prices for gasoline have fallen.

The sharp drop in prices does not automatically translate into more driving trips for Americans, however. Next week’s Thanksgiving holiday, traditionally one of the most traveled holidays of the year, will see a decline in drivers on American roads. 41 million people are expected to drive at least 50 miles for Thanksgiving, a decline of 1.4% from the previous year and the first decline since 2002, while the economy was still shaky after the September 11 terrorist attacks.

The drop in gasoline prices has correlated with the free-fall in the price of crude oil, resting below $50 a barrel from a peak of $147 in July. With the world coming to grips with the beginnings of a recession, low gas prices are not translating to freer spending habits or to discarding ideas for hybrid and electric cars.

Despite falling gas prices, the mood was muted at this week’s Los Angeles Auto Show. Ford introduced a modified version of their hybrid Fusion automobile, amid reports from Capitol Hill calling the Big 3 automakers “out of touch” with today’s necessities, and BMW unveiled an all-electric car called the Mini E.

Peter Beutel, president of the energy risk management firm Cameron Hanover, believes national gas prices will bottom out around $1.75. “I think in some of these very low-cost areas like New Jersey or Texas, you might even see it come down to $1.65,” he said. Currently, unleaded gasoline is below $2 a gallon in 23 different states. Alaska has the highest statewide average, at $3.077 a gallon, and Missouri the lowest, at $1.690.

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Commonwealth Bank of Australia CEO apologies for financial planning scandal

Thursday, July 3, 2014

Ian Narev, the CEO of the Commonwealth Bank of Australia, this morning “unreservedly” apologised to clients who lost money in a scandal involving the bank’s financial planning services arm.

Last week, a Senate enquiry found financial advisers from the Commonwealth Bank had made high-risk investments of clients’ money without the clients’ permission, resulting in hundreds of millions of dollars lost. The Senate enquiry called for a Royal Commission into the bank, and the Australian Securities and Investments Commission (ASIC).

Mr Narev stated the bank’s performance in providing financial advice was “unacceptable”, and the bank was launching a scheme to compensate clients who lost money due to the planners’ actions.

In a statement Mr Narev said, “Poor advice provided by some of our advisers between 2003 and 2012 caused financial loss and distress and I am truly sorry for that. […] There have been changes in management, structure and culture. We have also invested in new systems, implemented new processes, enhanced adviser supervision and improved training.”

An investigation by Fairfax Media instigated the Senate inquiry into the Commonwealth Bank’s financial planning division and ASIC.

Whistleblower Jeff Morris, who reported the misconduct of the bank to ASIC six years ago, said in an article for The Sydney Morning Herald that neither the bank nor ASIC should be in control of the compensation program.

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At least 40 dead after string of attacks in Pakistan

Friday, October 16, 2009

Pakistani officials have said that five attacks on government sites across the country have killed at least forty people. The latest attack occurred late on Thursday at a government residential area in Peshawar. Officials said they suspect Taliban militants for being responsible for the attacks.

Authorities said that the situation in the eastern city of Lahore was under control, following separate attacks on the country’s Federal Investigation Agency (FIA) and two police training centers.

Gunmen with at least one suicide jacket stormed the FIA building at mid-morning. The FIA is an agency responsible for investigating matters relating to terrorism and immigration. Early last year, the building was the target of a suicide truck bomb that killed more than 20 people.

“Reportedly, four men attacked the FIA building and initial reports are that two of them have been killed,” said the provincial interior secretary, Nadeem Hassan Asif Punjab.

Soon after the assault on the FIA began, gunmen targeted two police training centers on the outskirts of Lahore. In the suburb of Manawa, gunmen targeted a center that militants attacked earlier this year. In the other incident, attackers with suicide jackets in Bedian climbed over a wall to gain access to the Elite Force Training Center. It took several hours before security forces were able to gain control of all the sites.

Reportedly, four men attacked the FIA building and initial reports are that two of them have been killed.

The attacks in Pakistan’s east took place hours after a suicide car bomber targeted a police station at a garrison town about an hour’s drive from the northwestern city of Peshawar.

Speaking to local media, Pakistani Interior Minister Rehman Malik said intelligence agencies had expected attacks on security sites in the country and that authorities will remain on high-alert. He said the recent violence shows the militants want to bring the frontlines from Pakistan’s violent northwest to Punjab province.

On Saturday, militants with ties to Punjab, as well as the South Waziristan tribal region, assaulted the Pakistani army’s headquarters in Rawalpindi.

Pakistani intelligence officials believe the attacks are a reaction to the military’s raids on South Waziristan. The military is expected to launch a full-scale assault on Taliban militants in the region bordering Afghanistan.